Welcome Bonus 100% up to $3000
Baccarat Game

baccarat game

How to Play Baccarat Online Casino

Even though the name sounds mysterious, baccarat is a welcoming and easy game to pick up. Unlike most other casino games, with baccarat, the dealer does most of the work. The game is sometimes known as Punto Banco, has always had a reputation as being for the richest gamblers and that usually scared-off the average player, but nowadays more and more people are discovering that Baccarat is really a good game for the small stakes player because 1. It has a relatively small advantage for the casino and, 2. It’s very simple to play. So, today I want to show you that baccarat is so fun to play. Just keep reading and enjoy exploring the world of Baccarat game with me.


In this article:

  • What is baccarat?
  • How to play baccarat and win?
  • How to win baccarat online?
  • Baccarat pattern strategy
  • How to predict baccarat results?
  • Baccarat sure win formula


What is Baccarat?

The simplest definition of baccarat is a casino card game where you have 2 or 3 cards, and the winning hand is the one with the higher score. Baccarat is strictly a game of chance. So, there’s no complicated strategy involved.

Baccarat is a comparing card game played between two hands, the “player” and the “banker”. Each baccarat coup (round of play) has three possible outcomes: player (player has the higher score), banker, and tie. The popular variants of the game are punto banco (North American baccarat), baccarat chemin de fer, and Baccarat Banque. In punto banco, each player’s moves are forced by the cards the player is dealt. But, in baccarat chemin de fer and baccarat Banque, both players can make choices. The winning odds favor the bank, with a house edge no lower than around 1%.

The origins of the game are not clear. Some sources claim that it dates to the 19th century. Others claim that the game was introduced into France from Italy at the end of the 15th century by soldiers returning from the Franco-Italian War during the reign of Charles VIII.

Some fancier casinos, such as Caesars Palace, or Bellagio, offer large baccarat tables that can seat up to 14 players, but most casinos only offer a mini-Baccarat table which can seat up to eight players and the game is played pretty much the same, except that in the mini version all of the hands are dealt by the dealer and the players never touch the cards. Other than that, the rules are virtually the same. Oh Yes! one other difference you’ll find is that betting minimums are always lower on mini-Baccarat and it’s usually pretty easy to find a table with a $10 minimum.


How to play Baccarat and Win?

Now, as noted before, the game of Baccarat is very simple to play and that’s because the only decision you have to make is what bet you want to make from the three that are available: player, banker, or tie.

baccarat table

The objective of the game is :

perpose of baccarat

After the players make their bets the game begins and two 2-card hands are dealt from a shoe that usually contains 8 decks of cards. One hand is dealt for the banker and another hand is dealt for the player.

Before going into the details of the game, let’s learn the values of the cards:

  • cards 2 through 9 are worth face values

value of cards in baccarat

  • tens and face cards are worth 0

value of cards in baccarat

  • and aces are worth 1

value of cards in baccarat

Now, the values of the two cards in each hand are added together to determine the score. For example, if you are dealt an Ace and a 10, your score is 1. So, a hand of Jack,6 has a total of 6; 10,4 has a total of 4; 10, 7 has a total of 7; and ace, queen which would be a great hand in blackjack, only has a total of 1. The other thing about adding the cards together is that no total can be higher than 9. So, if a total is 10 or higher you have to subtract 10 to determine its value. In other words, if the total is two digits, the left digit is dropped. For instance,  if the two cards in the bankers hand add up to 13, the 1 will be dropped and their score is 3.

After the values of the first two cards in each hand are totaled, a third card can be drawn by either the player, the banker or both. But, the rules of the game decide whether or not a third card should be drawn by the dealer or the players.

rules of the game

As I mentioned earlier, in baccarat, you have no decisions to make and no skill is involved. Unlike blackjack where you have to decide whether or not you want another card. This means that Baccarat is purely a guessing game. So, even if you’ve never played the game before, you can sit at a table and play as well as anyone who’s played the game for 20 years! This is the only game in the casino where this can happen. This is why I tell people Baccarat is an especially good game for the beginning player. Because you need no special knowledge to take advantage of those low casino edge bets. The only part of Baccarat that gets a little confusing is understanding the rules for the draw of a third card. but remember, the rules are always the same at every table. Casinos usually have a printed copy of the rules at the table and will give you a copy if you ask for it. After playing the game for a while, you start to remember the rules on your own, but until then, here’s a rundown on how it works:

  • If either the player or banker hand has a total of 9, that is called a “natural” and that hand is the winner.
  • If neither hand has a total of 9 then the next best possible hand is a total of 8, which is also called a “natural,” and that hand is the winner.
  • If both the player and the banker end up with the same total then it’s a tie and neither hand wins.


But When Do You Need One More Card?

If no one gets a natural win, chances are you might need to see one more card on the table. Why? Because the Player (who’s the first one to play) stands on a total of 6 or 7 but needs one more card on a 0-5 score.

And, how about the Banker?

Here’s where things get a little more complicated, and you better continue reading if you are trying to find out how to play Baccarat online and win.

If the Player does not need to draw the third card, the Banker stays on a total of 6 or 7 and draws a card on a total of 0-5.


  • If the Player draws a 9, 10, face-card, or Ace as a third card, the Banker draws on a 0-3 score and stays on a 4-7 score.
  • If the Player draws an 8 as a third card, the Banker draws on a 0-2 score and stays on a 3-7 score.
  • If the Player draws a 6 or 7 as a third card, the Banker draws on a 0-6 score and stays on a total of 7.
  • If the Player draws a 4 or 5 as a third card, the Banker draws on a 0-5 score and stays on a total of 6 or 7.
  • If the Player draws a 2 or 3 as a third card, the Banker draws on a 0-4 score and stays on a total of 5, 6, or 7.

Once all the cards are dealt, just count the points to determine the winner. The one who gets closest to the nine points is the hand winner.


What About The Tie Bets?

As I mentioned above, sometimes neither hand wins. This is the Tie. In this case, the Banker and Player bets are returned (no one wins, and no one loses) and only the Tie bets are paid.

The payout of Tie bets varies from 8:1 to 9:1.


What Are The Payouts For Each Bet in Baccarat?

If you want to bet on the player hand, put your money in the area marked player. if you win you’ll be paid off at even money, or $1 for every $1 you bet. The casino advantage on the player bet is 1.24%. If you want to bet on thebanker hand, you place your bet in the area marked banker. If you win, you’ll also be paid off at even money, but you have to pay a 5% commission on the amount you won. So, if you won $10 on your bet, you owe a 50¢ commission to the house. The 5% commission is only required if you win and not if you lose.

The dealer will keep track of the amount you owe by putting an equal amount in a small area on the table that corresponds to your seat number at the table. So, if you’re sitting at seat #3 and won $10 on the bank hand, the dealer pays you $10 and then puts 50¢ in the #3 box. This lets him know how much you owe the casino in commissions and when you get up to leave the table you’ll have to pay the dealer whatever amount is in that box. After adjusting for that 5% commission the casino advantage on the banker bet is 1.06%. Finally, if you bet on a tie you place your bet in the area marked “tie” and if you win you’ll be paid off at 8-to-1, or $8 for every $1 you bet.

The big payoff sounds nice but actually, this is a terrible bet because the casino advantage is a very high 14.36%, and this bet should be avoided. As you’ve seen, the casino advantage in Baccarat is very low, except for the tie bet. The rules are set in advance, and either the players or the dealer make no decisions about playing the cards.

All right, now that you know how to play Baccarat, we come to this important question: how do you win in baccarat? Well, as I said before, if you bet on the player, you only give the casino a 1.24% edge. If you bet on the banker, you give the casino an even more modest edge of just 1.06%. While both of these are pretty low casino edges, you are still stuck with the fact that the casino always has an edge over you. So, in the long run, the game of Baccarat seems unbeatable.

So, if that’s the case then how do you win? Well, the answer to that is very simple – You have to get lucky! And that’s the ONLY way you can win at Baccarat. Of course, this is easier said than done, but fortunately, in this game, you have the option of making two bets that require no skill. Both bets offer the casino a very low edge, especially when you compare them to roulette where the house has a 5.26% advantage on a double-zero wheel and slot machines where the edge is about 5% to 15%. I always stress that when you gamble in a casino you have to play the games that have the lowest casino edge to have the best chance of winning. With that in mind, you can see that Baccarat is not a bad game to play for the recreational gambler.


Here I come to the strategies for playing Baccarat.


Baccarat Pattern Strategy

Gamblers are always looking for a strategy or a system to help them get an edge over the casino. In some cases, this is possible. For example, card counting in blackjack.

Sadly, baccarat has no opportunity for a 100% winning strategy, though. The house edge for these bets stays the same regardless of any strategy you might try.

With that understood, I look at some of the baccarat strategies people try and show you how to use them.

As mentioned in the previous sections, the three types of baccarat bets you can make are The Banker, Player, and Tie. Which one you choose entirely depends on how you want to approach the game. Whether you have a betting system in mind, and the type of the current baccarat table (mini-baccarat, punto banco, etc).

Look at the odds and what they represent. Each bet type has an assigned probability value as follows:

  • Banker – 45.84%
  • Player – 44.61%
  • Tie – 9.45%

You may say there is an almost negligible advantage going in the Banker’s favor. But, these small statistical edges matter a lot in games of chance and even skill. So, you will probably want to bet on the Banker more often than not.


Banker Bet Strategy

The default option for many players is the Banker bet. Some understand its significance, but others adopt it through folklore, believing that one type of bet is better than another without understanding the reason behind it. Well, in this case, this “gambler’s fallacy” is actually very true!

In fact, the Banker bet is posted at theoretical odds of 45.84% But some versions of the game suggest that the actual winning percentage is closer to 50.00%. Casinos apply a 5% commission on this bet and the odds are closer to 45.00%. But, Don’t let the numbers confuse you at all.

Many new baccarat players and seasoned professionals bet on Banker to reduce the house edge and give themselves the highest possible chance of succeeding. You will notice that betting on the Banker is one of the most famous tips and the main part of most baccarat strategies available.


Player Bet Strategy

Just because I said the Banker has a better chance of winning and it negates some of the house edge, it doesn’t mean you should forget about the other aspects of the gameplay. In fact, the Player bet is a perfectly fine choice and the default option if you are using betting systems.

Mathematical proof exists that the Banker bet performs poorly when you are betting according to a system, such as Martingale, Labouchere, or Fibonacci due to the commission.

These baccarat strategies rely on minor gains accumulated over a prolonged period. So you may want to avoid a bet that is handicapped by the house’s commission.

Essentially, the Player bet will help you when playing with strategies. This is why you should make sure that you understand every aspect of the game. Don’t get delusional that the Banker bet will make you a winner.


Tie Bet: A strategy to Avoid

No strategy will focus on this type of bet because it doesn’t add any specific benefits to you. First, it pays 14 units on every 100 you wager, making it a poor call to begin with. Second, the bet has a less than 10% chance of turning up, and even if it did, it’s still not worth it. If you need more proof, I did the research for you and multiple sources claim that the Tie actually has a 14.4% house edge.

So, placing your money on the smart bets is the Baccarat sure-win formula.


Positive and Negative Progressive Baccarat Strategies

A progressive betting strategy relies on this simple idea that every win you score in the game should be accompanied by an increase in the next wager you place. You hope to achieve a balance where your losses do not outweigh your winnings. Where a lucky winning streak will pull you so far ahead that you will walk away from the table a winner. Also, many players like to bet on whatever won the last hand in the belief that it will continue to come in and they hope for a long streak. The thinking for these players is that since Baccarat is purely a guessing game it’s just like guessing the outcome of a coin toss and chances are that a coin won’t alternately come up heads, tails, heads, tails, heads, tails but rather that there will be streaks where the same result will come in for a while. So, is this a good system?

Well, actually, it’s no better and no worse than any other system because no matter what you do you’ll still have the same casino edge going against you on every bet you make: 1.24% on the player and 1.06% on the banker. The one good thing about a system like this though is that you don’t have to sit there and guess what you want to play each time. Instead, you go into the game knowing how you’re going to play and you don’t have to blame yourself if your guess is wrong, instead, you get to blame it on your system!

On the other hand, in a negative progressive strategy, you assume that a loss will occur, and when it does, you double up your bet. If a loss occurs again, you once again double up your bet and so on until you score a win. This strategy works as it allows you to win back your losses and default to a baseline bet which is how you generate profit in the long run.

The obvious weakness of this strategy is the baccarat table limits. Sooner or later, you may run into the betting threshold and lose a hefty amount. Now, admittedly this doesn’t happen too often, nor should it in your case, but the risk is always there. Positive progressive strategies look a little riskier, but they are actually much safer.

The common negative progression systems are Martingale, Fibonacci, D’Alembert, and Labouchere.

The four are considered bread-and-butter stratagems that can be used with equal success rates at online casinos as well as land-based properties. If you choose to play baccarat online, choosing Martingale could be a good introduction to betting systems as a whole as the system requires no complicated calculations at all.


Flat Progressive Baccarat Strategy

These strategies have no scaling of bets. Instead, you continually bet the same amount over and over again, placing your wagers on the most worthwhile baccarat tables available.

There isn’t much of a difference between the different baccarat games you can find online and land-based casinos. But if you spot a version or a table that pays slightly better or charges no commissions on the Banker bet, better you have a closer look to see if it’s worth it.

The strength of this system is that it never asks you to scale your wager. Thus, it runs a risk of losing your profits in a snap of the fingers. Experts argue that progressive and negative systems have their inherent flaws, and they can quickly deplete your bankroll.

Instead, With a flat strategy, you may not see the gains immediately, but you will be able to extend your time of play, minimize the risk of ending your session in a big loss, and generally feel satisfied by the way the game has panned out.


What is The Best Baccarat Strategy and Sure-Win Formula?

If you can understand the basics to play baccarat, you readily learn a working baccarat strategy that will become your sure-win formula. A great baccarat system will take a bit of time to learn but can be well worth the effort.


Golden Eagle Baccarat Strategy

This is a simple to use baccarat betting system used by professional Baccarat Players all over the world. There are two modes of play when using this Strategy. 1. offensive mode is used to capture big wins, and 2. the defensive mode is used to avoid losses. This system allows you to win in a much stronger majority of your Baccarat sessions. The only tracking you need to keep is whether the previous decision went to the banker or the player. Besides, this strategy can be used for different baccarat versions.


Silver Tiger Baccarat Strategy

This strategy is an even more advanced baccarat system than the Golden Eagle Baccarat Strategy used by Professional Baccarat Players all over the world. How it works:

  • Buy-in of 16 chips of the denomination you are comfortable with.
  • A bankroll of 64 chips for a total of 4 buy-ins.
  • Conservative variation of the strategy calls for a 48 chip bankroll.
  • Unique bet selection strategy (Not the martingale) that also has a Breakaway Strategy for bigger gains.
  • This strategy is designed to win a minimum of 6 chips (37.5% gain on each buy-in).

This strategy also can be used in different baccarat versions.

I covered almost all the baccarat strategies out there. But remember, baccarat strategies and tips are just basic guidelines that help you figure out the game and win a little more, trying to reduce the inherent house edge a casino will always have.

Which strategy may work best in your case depends on what you are trying to accomplish. Are you willing to run a bigger risk on the off chance that you would end up winning more? Would you rather play slowly and focus on money management to negate any adverse consequences of progressive strategies?

Ultimately, you are the one who will have a say at the baccarat tables. What the next draw of the cards reveals is subject to pure chance, especially when you play baccarat online.

So, there is no sure win formula or the best strategy for baccarat. Because Every strategy has some flaws that may catch up with you sooner or later. Knowing when to stop is your key to success as a baccarat player.


How To Win Baccarat Online?

Well, if you haven’t tried it yet, I highly recommend it. Because your chances of winning when playing online is higher compared to playing in land-based casinos. Recently, some online casinos offer live dealer baccarat. In online live dealer baccarat, you can’t chat or otherwise interact with the dealer on the other side of the monitor. But it provides a welcome change from stale computer graphics. I give you tips to play and win baccarat online(some tips can be used in land-based casinos) and later I give you a list of sites you can play it online.

  • Check the terms and conditions before placing your bets.
  • Ask for a copy of the Baccarat rules.
  • ask for scorecards at the table that to track the results of each hand.
  • Don’t look for patterns.
  • Do your homework! Understand the game well before starting to play.
  • Don’t change your strategy in the middle of the game.
  • Stick to the variant of online baccarat that you are familiar with. Some of the online baccarat versions:
  • Speed Baccarat(check if you are fast enough at Mr Green Casino!)
  • Baccarat Squeeze (you can play it at 32Red Casino!)
  • Baccarat Control Squeeze (you can play this at Mr Green Casino!)
  • No Commission Baccarat (you can play at LeoVegas!)
  • Live Dragon Tiger(you can play at 888 Casino!)
  • Before placing huge bets, play short online baccarat sessions.
  • Bet on the banker.
  • Avoid Tie wagers.

And here are some how-to win baccarat tips from Reddit(you can check it out and read more comments)

  • Bet the table minimum as infrequently as possible
  • Use this strategy:
  • Bet the minimum on the banker (say $1)
  • If lost, bet $1 on the player.
  • If lost, double on the player until you win ($2, $4, etc).
  • When you’ve made your money back, place a $1 bet on the banker and start the cycle again (if the banker wins, keep playing it for $1 until the player hits, then switch to the player and apply the martingale).
  • Depends on which game u play. If it is normal baccarat, it is better to play both the banker and player. In no commission baccarat, I ride the bank.
  • I personally play whit two “strategies”, the first one I always bet on the last winner and try to catch some streak, and with the other one, I always bet player. It’s really just how I like to play, you do you, there’s not a single strategy that’s gonna make you win more.

Now the fun part! Here are online casinos where you can play free online flash baccarat:



This one, tells you if you make a wrong bet.




This one, offers playing for real money,too.


The Virtual Games

The Virtual Games


King billy casino offers great baccarat games as well.





This one, offers live dealer baccarat, too.




This one, offers video and live dealer baccarat.


All right, that’s all you need to know about how to play and how to win at Baccarat. You can download your study material and practice on them:


Let me finish today session with some F&Qs:


  • Is there a secret baccarat pattern?

NOPE! A “secret betting pattern” in baccarat is usually associated with a gambler’s fallacy, which is the belief that some arbitrary circumstance can somehow impact the outcome of the next draw. BUT the fact is: It cannot.


  • How do I consistently win at baccarat?

Use some betting strategies. Betting systems have their imperfections, but they are the only way you can guarantee more consistent real money winnings in long term.


  • How does Baccarat Compare with other Casino Table Games?

The house edge in baccarat on a banker bet is a generous 1.06%, but blackjack can still offer better odds for a player with a house edge of 0.26% when the rules are optimal. After blackjack, there aren’t many competitors with baccarat. Due to the simplicity of playing the game and less chance for errors to be made by players, this is a very popular casino game. Especially, in online casinos.


  • Can’t I just count cards in baccarat to predict the result?

Technically, you can. But this is literally worthless!


This is it for today. Enjoy Betting!


5/5 - (5 votes)

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top